Exclusive discounts for BiggerPockets Pro members

Eligible borrowers can take advantage of $3,750+ in savings on fix-and-flip and bridge loans with Kiavi.

Run the numbers on your next deal with our Fix-and-Flip Loan Quote Estimator, backed by data from tens of thousands of successful flips.

Simply enter your property address and a few details to estimate* your after repair value (ARV), interest rates, and cash to close.

Property Address Start typing the address and click on a match to get started

Purchase Price

Rehab Budget

Cannot estimate ARV if Rehab exceeds 50% of purchase price

This estimator cannot estimate rates for deals with rehab amounts in excess of purchase price.

Get an ARV estimate or enter manually

Sorry, we could not find an after repair value estimate for this address. Please enter your ARV manually.

Estimated ARV (After Repair Value)

Estimated FICO Score

Estimated Track Record (Sales/Refis Last 24 Mos)

0 - 2 Exits 3+ Exits

Property Type

Purchase Loan Amount $0

LTC: % ARLTV: --

Total Loan $0

Estimated Cash to Close $0

Estimated Interest Rate

--% --% APR

Estimated Monthly Payment $0

Estimates based on 12 mo. term. Get pre-qualified to see more detailed pricing.

Get Pre-Qualified Now

You will provide complete deal terms once you create an account.

Activate Your BiggerPockets Pro Perk

New real estate investors can access a discount of $1,250 off the origination fee on their first three fix-and-flip or bridge loans, exclusive for BiggerPockets Pro members. Experienced borrowers unlock steeper discounts with personalized pricing, high leverage, and faster processing. Activate your Perk and get started today.

Activate Your Perk

Submit Application

Click any "Activate Your Perk" button on this page.

^{Use your BiggerPockets Pro email address on your loan application so we can quickly verify your eligibility.}

Discount Applied

Upon approval, your dedicated Kiavi rep will personally review your loan to ensure every eligible discount is applied for maximum savings.

Scale Your Portfolio

Unlock further discounts on every deal you close with Kiavi as a BiggerPockets Pro Member.

^{To qualify for the BiggerPockets Pro Perks Discount, your initial loan application must be submitted on or after March 2, 2026. Some offers and discounts may not be combined with other discounts, promotional pricing or pricing exceptions. Please consult your Kiavi representative to confirm your specific eligibility and available discounts.}

Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate

Rates as low as 7.75%^*

Loans from $100K to $5MM

Up to 100% of purchase price

Up to 80% of after-repair value

12, 18 + 24 month terms w/ interest-only options

100% of rehab cost

No Application Fee
No Appraisal
No Income Verification

About Fix & Flip

Optimize your fix-and-flip investments

Skip the bank delays and paperwork—no pay stubs, W-2s, or third-party appraisals required. Our digital platform and in-house servicing team deliver fast approvals and personalized pricing to help you move quickly on your next deal.

Quick closing

Close in as few as 7 business days to compete with cash buyers

AI-powered financing

Price out, submit, and manage your loan entirely online

Easy and transparent process

No W2s, bank statements, hard credit pulls, or appraisals required.

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Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

See Your Rate

Rates as low as 6%^†

Up to 80% LTV (loan-to-value)

No prepayment penalty after year 3

5/1 + 7/1 ARMs fully amortizing

30-yearfixed rates

Interest-only options

Ask About Our Cash-Out Refinance Options

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Request a Call

If you’d like to discuss a potential deal on your radar or need specific details on our loan products and rates, we’re ready to help.

Drop your details in the form, and a Kiavi rep will call you to discuss the next steps.

Reviews

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"My experience has been fantastic. They understood our requirements to close. They stepped up and ensured we were ready to fund a couple of days before we closed. They made it a very stress-free experience. Highly recommended!"

Orlando C.

11/01/24 via Google

"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."

r/realestateinvesting

01/30/24 via Reddit

"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"

Kaveh N.

03/25/24 via Trustpilot

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."

Devin K.

11/23/23 via Google

Scale your real estate investment portfolio

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.

Get Your Rate Online

*Terms and conditions apply. Before you can obtain a loan, you must submit to us a loan application, we must approve that application, and you must enter in a loan agreement with us. Not all applicants will receive a loan from us. The terms of any loan that we may offer you are contingent on several qualification factors, including your credit history, income, and the term of the loan. Our rates and terms are subject to change at any time without notice.

© 2026 Kiavi Funding, Inc. NMLS ID #1125207. Loans made or arranged pursuant to a California Financing Law license. Full state licensing:kiavi.com/legal/disclosures. Kiavi is an Equal Housing Lender. Loans are for real estate investment purposes only—not for personal, family, or household use. All loans and "Pro Perk" discounts are subject to Kiavi’s standard underwriting, credit approval, and property valuation. Estimated annual savings of up to $5,000 are based on the full BiggerPockets partner ecosystem; individual results vary by deal volume.

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas. Loans available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C.