Build up with new construction financing

Elevate your real estate investment strategy with Kiavi's new construction loans, designed uniquely for developers. Finance your new construction investment with a simple, streamlined lending process and competitively priced capital.



No need to secure time-consuming permits before closing.* Plus, streamlined processes like quick draws save you headaches and time.



Competitive rates and terms with low origination fees. No surprises like hidden rate adjustments, and appraisals are not required for closing.



Flexible options like single or dual closes and build-to-sell or build-to-rent exit strategies. Reliable capital with consistent processes.


Plan-ready new construction loans

Kiavi’s new construction loans allow you to free up your own capital by leveraging ours to acquire and build your next investment. Experience the ease of Kiavi's financing process, designed with developers in mind. From a streamlined application to developer-friendly terms like no permits required* for funding to a quick draws process and in-house servicing, you’ll experience a fast and easy financing process from start to finish.

New Construction / Infill Loan Rates + Terms
Rates as low as 9.95%
Loans from $150K to $3MM
Up to 85% of total costs** (purchase price + construction costs)
Up to 70%of ARV (after-repair-value)
24-month termswith 3 or 6 month extension options
Up to 100% of rehab cost

Fund new purchases or restore your cash position

Kiavi’s new construction loans support two types of transactions on investment properties, including single-family residences, 2-4 plexes, and PUDs:


New purchase

Kiavi can provide the funds to purchase the property plus the building costs—and can close quickly, allowing you to compete against cash buyers.



Use your own cash to purchase a property and restore your original cash position within 6 months of the purchase.


The quick and easy way to finance your new build projects

Kiavi offers a faster closing experience than traditional banks, providing you with a competitive edge in the market. Forget searching for pay stubs and old W-2s - we do not verify your income or employment. On top of that, our tech platform eliminates time-consuming tasks, speeding up the process to close so you can compete with cash buyers. For example, rather than waiting on an appraisal, we use our platform to underwrite the deal - getting you to the closing table quicker!

Kiavi was so easy to deal with from the beginning to the end. The communication was wonderful, and we really felt like they were a true partner during the entire process[...]. The terms and rates were better than a lot of lenders we had contacted. Can't wait until our next deal with them!
Matthew R. | Kiavi Customer
Google Review

$20+ billion

of loans funded



projects funded


32 states + DC

where we lend

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