Solutions for Your Buy-and-Hold Strategy
Build long-term wealth with a buy-and-hold strategy
Our buy-and-hold solutions combine sophisticated technology and flexible financing to support your real estate investment journey. Fine-tune your property's funding for success, or consolidate your holdings effortlessly with Kiavi.

Unlock your buy-and-hold investments
Kiavi provides fast, easy, and reliable real estate flipping loans for your buy-and-hold strategy, eliminating the common hurdles real estate investors often face to maximize every deal and close with confidence.
Flexible term options
We offer a range of term lengths to match your investment timeline, providing the stability you need for long-term planning.
Competitive rates
Benefit from competitive rates that maximize your cash flow and enhance the profitability of your investment.
Strategic refinancing
Unlock equity and reduce expenses with our refinancing options, allowing you to reinvest in your portfolio or improve cash flow.



Get a fast financing estimate
Stop guessing. Kiavi's proven ARV model—trusted on tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:
- After Repair Value (ARV)
- Cash to Close
- Interest Rate
- Comparable Valuations
Streamline your buy-and-hold strategy with tech-driven financing
Kiavi’s platform—powered by billions of data points across 100,000+ projects—delivers fast, accurate loan estimates and decisioning tailored to your unique house flipping strategy.
Advanced support
Our technology-powered platform automates the time-consuming manual tasks you get with traditional lenders, speeds up approvals, and guides you smoothly through each phase of your flipping project.
Easy digital platform
Our user-friendly platform simplifies deal analysis, allowing you to create, submit, and manage your project documentation, including an online Scope of Work (SOW), with ease.
Streamlined decisioning
Our innovative approach assesses over 20 unique factors about each property - including square footage, location, and market dynamics - to provide financing solutions that are as unique as your investment.
Innovative valuation process
Forget long waits for appraisals. Kiavi’s in-house valuation and servicing teams fast-tracks you to the closing table in as afst as 7 days, outpacing traditional financing.

Flipping Houses 101: A six-part series for house flippers
Elevate your house-flipping projects with our comprehensive 'Flipping Houses 101' eBook series. Perfect for both beginners and seasoned investors, this series covers all aspects of house flipping – from sourcing properties to financing and renovations.
- Finding a property
- Financing your next fix-and-flip
- Pro renovation tips
- Filling and selling your project
Buy-and-hold loan questions
Get answers to your buy-and-hold real estate financing questions and start investing smarter.
See why 17,000+ real estate investors trust Kiavi
From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.
"The website interaction was smooth and straightforward forward as well which is something that I never experienced with traditional banks. Shout out to Kiavi as well for running such an effective and efficient business [...]""
Peyman K.
12/13/23 via Trustpilot"The best lender to work with, hands down."
Jeremy R.
02/28/24 via Google"My experience has been fantastic. They understood our requirements to close. They stepped up and ensured we were ready to fund a couple of days before we closed. They made it a very stress-free experience. Highly recommended!"
Orlando C.
11/01/24 via Google"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via TrustpilotScale your buy-and-hold strategy
More questions? Check out these additional resources to gain valuable insights and strategies to enhance your buy-and-hold projects:
Elevate your buy-and-hold real estate investments
With Kiavi’s technology-led solutions and flexible financing, you’re not just building a portfolio—you’re crafting a legacy. Let’s shape the future of your real estate success together. Ready to embark on a journey of smart, sustainable investment?