Short-term fix-and-flip financing for real estate investors

Our fix-and-flip loans offer high leverage—up to 95% LTC—for purchasing and rehabilitating properties, with terms that support your immediate and long-term investment plans.

Kiavi's fix-and-flip loans are suitable for a variety of properties, including single-family homes, condos, multi-unit residences, manufactured homes, PUDs, and more, offering a broad spectrum of investment opportunities.

Kiavi's fix-and-flip loans provide up to 95% LTC of your project's initial costs and cover 100% of rehab expenses. This high leverage, combined with your FICO^® score and the property’s after-repair-value (ARV), equips you to maximize your investment's potential.

At Kiavi, transparency is key. Our fix-and-flip loans come with competitive fees, no prepayment penalties, and no hidden exit points. This approach helps maintain a clear ROI and successful project completion.

In Kiavi's fix-and-flip loans, "draws" are how you get funds released in parts for your renovation work. As you move forward with your property's rehab, these draws, which are included in your total loan, get released step by step. This way, you're covered for the full rehab costs, making managing your budget a lot smoother. After each phase of the renovation, an inspection checks the progress, ensuring everything's on track as planned, before releasing the next draw of funds.

Expect top-tier service with our dedicated team. Kiavi ensures rapid loan approvals and an even swifter process for repeat borrowers, making your fix-and-flip projects smoother and more efficient.

Kiavi offers favorable rates and terms. We don't charge application fees, keeping your project's costs in check.