Helping investors achieve their greater potential

Kiavi provides the intelligence to act, the timely capital to fund opportunities, and the confidence real estate investors need to scale their businesses and unlock the value of America's aged homes.

Since 2013, we have believed that real estate investors could benefit from the power of modern technology and tailored industry expertise. In just a few years, we’ve built an industry-leading team and a powerful technology platform that delivers flexibility, speed, and simplicity that our customers have come to rely on. Together, we've funded more than $7.8B in loans, unlocked $3.4+ billion of value for real estate investors to help them scale their business, and completed over 35,000 projects.


It is our team’s expertise paired with a true understanding of the unique needs and challenges of today’s real estate investors that allow us to play a pivotal role in their investment journey.

Michael Bourque
Michael Bourque Chief Executive Officer

Michael is Chief Executive Officer of Kiavi. As a financial markets veteran, Michael previously served as Kiavi's Chief Operating Officer and Chief Financial Officer since he joined the company in August 2018. Michael’s 20 years of executive experience include financial leadership positions at General Electric across various industrial manufacturing and financial services businesses. Prior to Kiavi, Michael served as the CFO of publicly-traded mortgage servicer Ocwen Financial Corporation, which at the time was an organization of 10,000+ employees. Michael received his B.A. in Math from College of the Holy Cross and earned his MBA at the Wharton School of Business at the University of Pennsylvania. From personal and professional experiences with real estate, Michael understands from every angle that this industry is ripe for disruption.

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Arvind Mohan
Arvind Mohan Chief Operating Officer

Arvind is the Chief Operating Officer at Kiavi, which includes leading our Sales, Operations, Risk, Business Operations, and Capital Markets teams. He has over 15 years of experience in residential real estate and investment banking. Prior to joining Kiavi, Arvind was a director in the fixed income division at Barclays. He holds a B.S. and M.S. in Computer Engineering from Carnegie Mellon University. Arvind recently purchased his first investment property (a small fixer-upper) and learned first-hand the difficulties faced by real estate investors. At Kiavi, he is excited to combine his background and experience to help scale our technology platform to serve the needs of our customers.

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Bruce Schuman
Bruce Schuman Chief Financial Officer

Bruce is Kiavi's Chief Financial Officer who leads Financial Planning and Analysis, Accounting, and Treasury. Bruce brings more than 25 years of executive experience to the role from his career at Intel, where he led large finance organizations for multiple lines of business and functions including the Data Center Products Group, Supply Chain, IT, M&A, and Corporate Strategy. Prior to joining Kiavi, Bruce served as Vice President and CFO of Intel Capital, one of the largest corporate venture capital funds in the world. In addition to his career in Finance, Bruce has served on several NGO Boards, and currently sits on the board for Urban Light, an organization dedicated to the prevention of human trafficking and exploitation in South East Asia. Bruce is excited to be a part of the Kiavi mission of bringing technology-driven and innovative products and services to real estate investors.

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Cherie Yu
Cherie Yu Chief Marketing Officer

Cherie is Chief Marketing Officer of Kiavi. An experienced marketing leader, she built and led the local marketing team at Lyft, scaling passenger growth and brand efforts across top markets. Previously, Cherie held marketing leadership positions at Google, including leading marketing for AdSense, Display, Ad Management, Offers, and Shopping businesses. She started her career in financial services, first in Sales and Trading at Lehman Brothers and then at American Express. Cherie graduated magna cum laude from Duke University and also holds an MBA from the Kellogg School of Management at Northwestern University.

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Carrie Weber
Carrie Weber Chief Risk Officer

Carrie leads the risk and compliance functions. Carrie brings more than 25 years of experience to the role from her career in finance, accounting, and risk.  She is a CPA and worked in public accounting at Deloitte. She brings banking experience from her time as CFO of a community bank.  Carrie most recently was at Ameritas, a financial services company, where she was the Chief Risk and Compliance Officer, responsible for the enterprise risk management program, including cybersecurity, compliance, and risk management. Carrie is excited to be a part of the Kiavi future through building a strong, proactive risk management culture that enhances growth.

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Jason Fischl
Jason Fischl SVP Engineering

Jason is responsible for engineering, data, dev-ops, and IT at Kiavi. Most recently, Jason was the VP of Engineering at Smyte (acquired by Twitter in 2018). Before that, Jason led the engineering team at Remind, scaling the team from 6 to over 40 engineers while the user base grew to more than 20MM monthly active users. Previously, he led the Core Web Services infrastructure team at Skype. He has worked as a co-founder at numerous startups and was one of the founders of the reSIProcate open source SIP stack. Jason holds his BASc in Systems Design Engineering at the University of Waterloo. He is thrilled to be helping revolutionize the real estate investing business.

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Vinay Goel
Vinay Goel SVP Product

Vinay is Senior Vice President of Product at Kiavi. Vinay has extensive experience leading product and strategy functions at various technology companies. Prior to joining Kiavi, Vinay was Chief Product Officer at JLL where he led and scaled a global product development organization and launched multiple revenue generating products including employee experience apps, big-data warehousing, analytics, and workflow platforms. Before joining JLL, he held various leadership roles at Google  Inc., including heading all developer and imagery products for Google Maps. Vinay holds a bachelor’s degree in Computer Science from University of California, Berkeley and a Masters in Management from Kellogg School of Management at Northwestern University.

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Pat Mcluckie
Pat Mcluckie SVP of Customer Experience

Pat leads the Mortgage Operations and Mortgage Servicing teams at Kiavi. He holds his B.S. in Economics from the University of Pittsburgh and has 33 years of experience in the mortgage industry. Pat has led mortgage operations and sales units at two prior mortgage startups, as well as a top 10 national mortgage originator. Pat has focused on mortgage automation and process improvement throughout his career and continues this quest to help launch next generation's mortgage technology for real estate investors at Kiavi.

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Stephanie Casper
Stephanie Casper VP of Sales

Stephanie leads the Sales team at Kiavi. She has been a lender to residential investors since 2015 when she joined CoreVest Finance as Head of Bridge Lending. In that role, Stephanie worked directly with customers to develop additional loan products to meet the changing needs of the residential investor. Prior roles include operational, marketing, and sales management positions at GE, Marriott International, and Green Street Advisors. She has a B.S. from The Hotel School at Cornell University, and an MBA from UNC Chapel Hill. Stephanie is a fellow investor in the SFR space with a small portfolio of rentals. She caught the residential investment bug from watching her grandfather pick up investment properties over his lifetime, and plans to continue to follow in his footsteps.

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Nora Gibson
Nora Gibson General Counsel

Nora heads the Legal and Compliance team at Kiavi overseeing all of Kiavi's legal affairs. She has over 25 years in private practice, previously serving as lead counsel to the underwriters in many of Silicon Valley's most prominent IPOs. Prior to joining Kiavi, Nora was a partner at Perkins Coie focusing on corporate governance and capital markets transactions. Nora holds her B.A. from Berkeley in Political Science and received her J.D. from the University of San Francisco School of Law. At Kiavi, Nora is excited to use her legal skills to help reimagine the real estate investing process and space.

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Richard Arts
Richard Arts VP of People

Richard leads the Employee Success teams including Talent Acquisition, People Operations, and Employee Experience to ensure that Kiavi is an employer of choice and an environment where employees can thrive, build careers, and do amazing work. Prior to Kiavi, he was a management consultant at Korn Ferry in Amsterdam and San Francisco, advising Fortune500 and small and medium enterprises on HR strategy, compensation, and learning and development. He holds a MS in Organizational Psychology from Utrecht University. He appreciates Kiavi’s mission of advancing the real estate investing industry and works to see that the company’s values and purpose carry throughout the company and on to the customers.

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Board of Directors

Our directors continue to help us push the envelope and think big for Kiavi’s future.

Matt Humphrey
Matt Humphrey Co-Founder

Matt started Kiavi, formerly LendingHome, in 2013 with the goal of building the best way to get a mortgage. He worked hard as the company's Founder and previous CEO for seven years to combine the best people and technology to completely reimagine the mortgage process from end-to-end and is thrilled to continue to support the team on the Board of Directors. Matt is a serial entrepreneur who has founded 6 startups, including an e-commerce platform called HomeRun that was acquired for over $100M+ less than 18 months after launch. Matt was born and raised in Pittsburgh, PA, where he received a BS in CS and MBA from Carnegie Mellon after matriculating at age 13.

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James Herbert
James Herbert Co-Founder

Kiavi, formerly LendingHome, is James' third real estate start-up. He founded a residential real estate private equity fund and Colony American Homes. James was previously a VP at Colony Capital and VP in Investment Banking at Morgan Stanley. He holds a BA in Economics and an MBA from Stanford University.

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Charles Moldow
Charles Moldow Foundation Capital

Charles led the Series-A round of financing that launched Kiavi, formerly LendingHome, and has leveraged his deep expertise in marketplace lending to help the company every step of the way. He joined Foundation Capital in 2005 and, prior to that, he was part of two teams that successfully built companies from early start-ups through greater than $100 million in sales and exits near or above $1 billion. Charles has made fourteen successful investments since joining Foundation, of which two, LendingClub and On Deck Capital, have IPOs. They also include PowerSet (acquired by Microsoft); Xoopit (acquired by Yahoo!); Adwhirl (acquired by Google); Weblistic (acquired by Spot Runner). Charles works closely with his current portfolio, which includes AdRoll, auxmoney, BTCJam, DogVacay, Finxera, Kiavi, Motif Investing, and Refresh.

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Victor Orlovski
Victor Orlovski Fort Ross Ventures

Victor Orlovski is a General Partner at Fort Ross Ventures, a management company that focuses on startup investments in the United States, Israel, and Russia, which he founded in 2015. He brings more than 20 years of experience heading technological units at major banking institutions, including stints as Chief Technology Officer at Sberbank and Chief Transformation Officer at Alfa-Bank. Victor holds an MBA from Warwick School of Business and studied Executive Education at Stanford University, and is excited to lend his broad expertise in digital transformation, partnerships, and investing to help revolutionize the real estate investing industry as part of the Kiavi Board of Directors.

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Roberta Sydney
Roberta Sydney Independent Board Director

Roberta brings over 30 years experience in real estate and financial services. A former CEO, Fortune 500 executive, and seasoned board director, Roberta was named as Private Company Director to Watch in 2020. The breadth and depth of her experience comes from serving in executive and board leadership positions with real estate and financial services firms ranging from large, traditional organizations to young, entrepreneurial companies. Roberta holds a BA from Wellesley College, an MBA from Harvard University, and an MS from MIT. She is excited to support Kiavi's efforts to continue to expand opportunities for real estate investors.

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Colony Capital
First Round
Foundation Capital
REN Capital
Ribbit Capital
SAB Capital

Featured In

Business Insider
SanFran Business Times
Open office


Come join us in revolutionizing the investment journey for residential real estate investors by empowering them to unlock the value in aged homes across America.

Fintech 50
2019 Forbes Fintech 50
Best Loan
Origination Platform
2021 Fintech Breakthrough Award
2021 HousingWire
Tech100 Winner
2021 HousingWire