*You must be an active Kiavi customer with an active username and password that has successfully closed a loan within the last eighteen (18) months from the date of referral to be eligible for the Refer a Friend program. Further, you must provide all required information about the Referred Borrower using the unique referral link provided to you. Additionally, the Referred Borrower must submit their first loan application on behalf of a borrowing entity formed and operating in the United States for a Kiavi loan within 180 days from the date you provided Kiavi with the required referral information. Referred Borrower must also successfully close on the applied-for loan. If you or your referral fail to meet any of these obligations and conditions of the Refer a Friend program, you and your referral will be ineligible for a referral bonus for that referral. Referral bonuses are only awarded for Referred Borrower's first loan close; any subsequent loans closed by the same Referred Borrower are ineligible for any further referral bonuses in the Refer a Friend program. Eligible Referring Borrowers will receive their bonus compensation for the Refer a Friend program in the form of a $500 check. A 1099 may be issued to the Referring Borrower who is responsible for any applicable taxes. For the purposes of the Refer a Friend program, Referred Borrower means the individual or person that applies for and closes a new loan, on behalf of a borrowing entity that has not previously applied for a loan with Kiavi. Accordingly, the Referred Borrower may only receive one referee bonus and cannot claim any further referee bonuses through subsequent Kiavi loan applications through a separate borrowing entity, guarantor, or other entity. If a Referred Borrower has previously applied for a loan with Kiavi, both the Referring Borrower and Referred Borrower are not eligible for a referral bonus for that referral. The referee borrower will receive their bonus in the form of an Amazon gift card in the amount of $350. Borrowers may not refer themselves, or an entity they are a part of. Terms and conditions are subject to change and may be withdrawn at the sole discretion of Kiavi at any time.
