Bridge the gap with fast short-term financing

Unlock fast and easy capital with Kiavi's Bridge Loans, offering high leverage—up to 95% LTC / 80% ARV. Perfect for investors who need to move fast, our loans help you outbid the competition and secure that must-have property.


Quick closing

Close in as few as 10 business days to compete with cash buyers


Tech-driven approach

Fast approvals and instant, profit-focused pricing through advanced tech that prioritizes property potential over personal finance

High leverage

No need to drain your own funds. We offer up to 95% LTC / 80% ARV


Speed up your real estate investment game

Unlock fast funding for your next real estate project with Kiavi's bridge loans. Our approach allows you to maximize your investment power by leveraging our capital, ensuring you move swiftly in a competitive market. With our dedicated in-house servicing and online pricing platform, enjoy a smooth, efficient financing experience from application to closing. Let Kiavi be your accelerator in the fast-paced real estate market.

Bridge Loan Rates + Terms
Rates as low as 9.25%*
Loans from $100K to $3MM
Up to 95% of purchase price
Up to 80% of after-repair value
12, 18 + 24 month terms w/ interest-only options
100% of rehab cost

Bridge loans tailored for your real estate strategy

Navigate the competitive real estate landscape with Kiavi’s bridge loans. Get tailored financing that supports three types of transactions on non-owner occupied properties, including single-family residences, manufactured homes, 2-4 units, condos, and PUDs.


New purchase

Get the funds for both purchasing properties and up to 100% of the rehab costs. Our quick closing capabilities let you compete effectively in a market dominated by cash offers.


Refinancing for flexibility

Leverage your assets with the option to refinance within six months. Kiavi empowers you to maintain liquidity and leverage for continuous investment.


Seasoned financing options

If you've held a property for more than six months, our bridge loans can provide the extra financial support needed to achieve your investment goals successfully.


Easy financing for your real estate projects

At Kiavi, we streamline your financing process. Our bridge loans outpace conventional banking speeds, setting you up for quicker closings. Say goodbye to tedious paperwork like pay stubs and W-2s; our innovative, tech-driven platform cuts through the clutter, accelerating your loan closure. Experience the ease of a modern, hassle-free approach to financing your real estate deals with Kiavi.

Kickstart your bridge loan financing—it’s as easy as 1, 2, 3!


Online pre-qualification

Start by getting pre-qualified easily online with just a soft credit pull. This will give you a competitive edge in real estate transactions. Plus, when you input a property's address into our online calculator, Kiavi's technology platform instantly assesses details like square footage and location to pinpoint the most favorable pricing available.


Connect with us

Once you've pinpointed the right property, connect with us. We'll help you crunch the numbers and offer our expertise to guide your bridge loan strategy.


Submit your application

Ready to move forward? Apply without any application fees or upfront costs, ensuring a commitment-free process as you take the next step.

No third-party appraisal necessary!

Waiting on appraisals is often a hurdle when using banks or other hard money lenders to finance your fix-and-flip projects. Instead, Kiavi uses an internal valuations team that speeds up the bridge loan process, getting you to the closing table quicker!


Personalized bridge loan solutions for real estate investors

At Kiavi, we understand that every real estate investor and deal is unique. We're committed to tailoring our bridge loan solutions to align with your individual investment goals and property. For seasoned investors with a track record of successful exits, we offer customized plans with lower closing fees and faster closings. Whether you're just starting or a seasoned pro, Kiavi supports your growth and success in building wealth through real estate.

Kiavi Bridge Loan FAQs

Tired of traditional bank hurdles and restrictive financing? Kiavi's bridge loans offer high leverage and 100% rehab costs, fueling your property purchases and renovations effectively. Your FICO®️ score property exit experience and the property’s after-repair value play a key role in determining your leverage, empowering you to invest boldly and with greater financial freedom.

Kiavi prides itself on transparency with fees, ensuring no hidden surprises affect your ROI. For instance, unlike some other lenders, we don't impose prepayment penalties or exit points. Our team is here to guide you, helping you balance upfront costs with leverage to support your project's success. Always review the terms for a clear financial picture.

Kiavi's bridge loans provide premium service with a dedicated team of financing professionals, ensuring fast approvals and even faster processing for repeat borrowers. For more information, check out our guide, Working with Kiavi: The Bridge Loan Process - From Start to Close.

Loan terms offer maximum leverage of up to 95% LTC of the purchase price and up to 80% ARV. Kiavi finances 100% of rehab costs, with loan amounts ranging from $100,000 to $1,000,000. We offer competitive rates and a standard fee that includes processing and third-party fees. There's no application fee.

Eligible properties include single-family residences, 2-4 units, condos, PUDs, and manufactured homes.
On-Demand webinar

Want to learn more on how funding decisions can impact your ROI?

Real estate investors have more options in investment strategies than ever before. Kiavi walks you through the differing factors among these strategies and walks you through real-life examples of the impact of funding decisions.


$18+ billion

of loans funded



projects funded


32 states + DC

where we lend

The certainty and speed offered by Kiavi's bridge loans allowed us to close quickly and efficiently fill our investment bucket.
Gino C.
Pro Real Estate Investor | Kiavi Customer

Transform how you finance your house-flipping projects

Embrace our innovative solutions, tech-driven insights, and unwavering support. Partner with Kiavi to make your flipping journey a success story, backed by our state-of-the-art technology and comprehensive support.