Revolutionize your fix-and-flip strategy

Kiavi’s online platform quickly analyzes property-specific data—not just your personal financial history—to offer faster, personalized decisioning for your fix-and-flip projects.

A carpenter thinking of ideas for a fix-and-flip property investmenton laptop
Fix-and-Flip Financing Strategy

Optimize your fix-and-flip investments

You need a lending partner who understands the complexities of real estate investing and delivers fast results. Kiavi provides fast, easy, and reliable real estate flipping loans, eliminating the common hurdles real estate investors often face, so you can maximize every fix-and-flip strategy and scale confidently.

Fast Fundings

Our loan processing lets you close fast - as quickly as 7 days- giving you the power to compete with cash buyers on your next deal.

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High leverage

No need to drain your own funds. We offer up to 95% LTC / 80% ARV and personalized financing for your project.

Competitive rates

Our short-term loans support your fix-and-flip strategy with competitive rates and up to 100% coverage of rehab costs.

Two fix-and-flip real estate investors working on painting their investment property
A row of distressed properties ready to be purchased by real estate investors and utilized for fix-and-flip projects
A fix-and-flip property with an updated patio at twilight
Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650
New Tool

Get a fast financing estimate

Stop guessing. Kiavi's proven ARV model—trusted on tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Comparable Valuations
Why Kiavi?

Scale your fix-and-flip strategy with tech-powered lending

Kiavi’s platform—powered by billions of data points across 100,000+ projects—delivers fast, accurate loan estimates and decisioning tailored to your unique house flipping strategy.

Advanced support

Our technology-powered platform automates the time-consuming manual tasks you get with traditional lenders, speeds up approvals, and guides you smoothly through each phase of your flipping project.

Easy digital platform

Our user-friendly platform simplifies deal analysis, allowing you to create, submit, and manage your project documentation, including an online Scope of Work (SOW), with ease.

Streamlined decisioning

Our innovative approach assesses over 20 unique factors about each property - including square footage, location, and market dynamics - to provide financing solutions that are as unique as your investment.

Innovative valuation process

Forget long waits for appraisals. Kiavi’s in-house valuation and servicing teams fast-tracks you to the closing table in as afst as 7 days, outpacing traditional financing.

Kiavi's latest eBook 'Flipping Houses 101' displayed on a tablet with a seafoam green background
eBook

Flipping Houses 101: A six-part series for house flippers

Elevate your house-flipping projects with our comprehensive 'Flipping Houses 101' eBook series. Perfect for both beginners and seasoned investors, this series covers all aspects of house flipping – from sourcing properties to financing and renovations. 

  • Finding a property
  • Financing your next fix-and-flip
  • Pro renovation tips
  • Filling and selling your project
Frequently Asked Questions

Fix-and-flip loan questions

Get answers to your buy-and-hold real estate financing questions and start investing smarter.

Kiavi uses advanced machine learning and analytics to provide fast, accurate loan estimates, speeding up the application and approval process for your house flips. Our technology considers a range of factors, including the property's location, condition, market trends, and potential for appreciation. This comprehensive evaluation ensures faster, more accurate loan decisions tailored specifically to the unique aspects of each fix-and-flip investment. At Kiavi, we're more interested in the potential of your project than your personal financial history or FICO® Score, prioritizing the before and after values of the property. So, if you've got a solid plan and are aiming for great returns on your real estate investment, Kiavi is your go-to partner.

Absolutely! Our expedited financing processes allow for quicker closings - in as few as 10 days - enabling you to make competitive offers and seize investment opportunities swiftly.

Leveraging experience through 85,000 projects, we understand what renovations drive maximum cash flow. Kiavi's team of financing professionals provides comprehensive support throughout your project, including guidance on budgeting for renovations in your SOW and assistance in navigating any challenges during the rehab phase.

Our platform is designed for ease and efficiency, allowing you to manage multiple projects seamlessly, track progress, and price out deals so you can maximize your real estate investments.

Kiavi offers fast financing solutions, getting you to the closing table in a matter of days, not weeks. This speed helps investors compete effectively against cash in fast-paced markets.

Yes, Kiavi's fix-and-flip and bridge loan options can cover both the purchase and up to 100% of the rehab costs of the project.

At Kiavi, we bypass the usual wait for appraisals, a common delay with banks and other lenders. Instead, we use an internal valuations team to speed up your journey to the closing table. Our approach is efficient and thorough: the team reviews inspection and feasibility reports and analyzes sales comps – looking at properties sold within the last six months and within a one-mile radius of your property. This helps us accurately determine the After Repair Value (ARV) of your property, predicting its worth after all the renovations are done. And the best part? While we're figuring out the ARV, your file is already moving through the underwriting process. This dual-track approach gets things done in as little as five days, keeping your project on the fast track to success.

Kiavi finances a variety of properties, including single-family homes, 2-4-unit properties, condos, and more. Each property is evaluated to ensure it fits within your buy-and-hold strategy.

Reviews

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"The website interaction was smooth and straightforward forward as well which is something that I never experienced with traditional banks. Shout out to Kiavi as well for running such an effective and efficient business [...]""
Peyman K.
12/13/23 via Trustpilot
"The best lender to work with, hands down."
Jeremy R.
02/28/24 via Google
"My experience has been fantastic. They understood our requirements to close. They stepped up and ensured we were ready to fund a couple of days before we closed. They made it a very stress-free experience. Highly recommended!"
Orlando C.
11/01/24 via Google
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot
Resources

Scale your fix-and-flip strategy

More questions? Check out these additional resources to gain valuable insights and strategies to enhance your fix-and-flip projects:

Transform your house-flipping projects

Unlock our flexible loan options, fast online platform, and experienced support for your next deal. Partner with Kiavi to make your flipping journey a success story, backed by thousands of successful projects nationwide.