Make competitive offers and scale your business

Use fast technology, competitive broker loans, and industry expertise to help your clients unlock the value of aged homes and scale your business.

Two real estate brokers reviewing an investment deal with an iPad
About Kiavi Broker Loan Program

Fast, easy financing for brokers

We're here to help your business grow with fast technology, reliable capital, and an industry-leading team to provide your customers with more competitive offers and confidence in closing.

Timely and reliable capital

Earn YSP up to 2.00% on fix-and-flip/ bridge and 1.00% on DSCR rental loan options. Access low fees and 0.00% origination on rental loans.

Manage all loans in one place

With a personalized online portal, you can view potential earnings, price out deals in minutes, and generate loan summaries and pre-qual letters 24/7.

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Scale your business faster

Submit and originate loans in 30 minutes or less with comprehensive broker support and loan analysts. Deliver fast turn times and fast approvals in as few as 7 days!

A real estate broker reviewing an investment deal from his iPad
A female real estate broker smiling at her laptop
A member of the Kiavi Platinum Broker Program smiles while holding a clipboard
Platinum Broker Program

The more you do, the more you get

Similar to your airline status, higher volume and performance unlocks additional perks with the Kiavi Platinum Broker Program. Brokers that qualify for the Kiavi Platinum Broker Program receive 50 bps or $999 origination fee (whichever is greater) and a broader credit policy.  

Qualifications for this exclusive program include:

  • Volume: Closed at least $6M+ in bridge volume with Kiavi in the past 6 months + consistent origination history in the past 18 months
  • Performance: 2% or less DQ rate on seasoned Kiavi loans
Rates & Terms

Fix-and-Flip / Bridge Loan Rates + Terms

Our short-term financing options for purchasing or refinancing investment properties feature competitive rates with a variety of terms and options.

Rates as low as 7.75%*
interest only
2.00% YSP + Low fees
money
Loans from $100K to $2MM
cash
Up to 90% of purchase price
fix-flip
Up to 75% of after-repair value
calendar
12, 18 + 24 month terms with interest-only options
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
Rates & Terms

DSCR Rental Loan Rates + Terms

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income.

Rates as low as 6.375%
interest only
1.00% YSP + 0.00% Origination Fee
money
Up to 80% LTV and NO prepayment penalty after year 3
cash
5/1 ARM
7/1 ARM
fix-flip
30-yearfixed rates
calendar
Interest-onlyoptions available
interest only
  • Ask About Our Cash-Out Refinance Options
Rates & Terms

Rental Portfolio Loan Rates + Terms

Kiavi’s Rental Portfolio Loans consolidate your properties under one umbrella, offering a low monthly payment to simplify and make managing your growing rental business more cost-effective.

Rates as low as 6.375%
interest only
Up to 80%LTV (loan-to-value)
money
10 and 30year options
cash
Loans starting at $500k
fix-flip
Rate + term or Cash-outoptions
calendar
Interest-only options
interest only
  • For Portfolios with 5+ Properties*
A computer displaying Kiavi's Broker Resource Center
Broker Resource Center

Navigate Your Path to Success with Kiavi's Broker Support Resources

Explore Kiavi's Broker Resource Center for invaluable tools and resources tailored to elevate your real estate investment strategies. Gain access to comprehensive guides, video tutorials, and expert broker support designed to streamline your processes and help you thrive in the competitive market. 

  • How to price out deals
  • Loan dashboard overviews
  • Submitting out a broker application
  • Setting up profiles
  • And so much more!
Reviews

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"Kiavi is amazing and Kate is a boss! And the processing team including Stephanie we're able to be clear with conitions and helpful on all getting resolved. They helped me secure a quick 10 day close on a recent transaction for an experienced client of mine. The process was smooth and painless compared to most. Would highly recommend. Thank you!"
Sean M.
06/20/25 via Google
"I just completed a refinance loan on a rental property. I’m a real estate broker with over 20 years in the business and have been involved in many types of loans from various types of lenders. I really must say that I was extremely impressed with Kiavi staff [...]"
Eric R.
12/29/23 via Google
"Kiavi have been an awesome partner in helping me achieve my Real Estate investment dreams. I have worked with other companies but they completely standout in professionalism, timeliness and flexible rates options."
Oracle F.
12/01/24 via Trustpilot
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot
Resources

Getting started with Kiavi

Looking for more information? Working with Kiavi on your client's deals is easy, fast, and transparent. Check out our resources to learn more about our processes and tech-powered platform.

Give your clients more flexible loan options and grow your business with the Kiavi Broker Loan Program