Quick, easy financing you need to break ground

Break ground sooner with Kiavi's industry-leading technology. Streamlined process to get you from application to funded without delays.

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Rates & Terms

New Construction / Infill Loan Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

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Rates as low as 9.00%†
interest only
Loans from $150K to $10MM
money
Up to 85% of total costs** (purchase price + construction costs)
cash
Up to 70%of ARV (after-repair-value)
fix-flip
12, 18, 24-month termswith 3 or 6 month extension options
calendar
Up to 100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification

Financing for Builds of Every Scale

Kiavi's dedicated team of experts understand ground-up construction, from acquisition and entitlements to draw schedules and the final sale. We're equipped to support experienced builders working on:

  • Horizontal and vertical projects
  • Single asset and 2-4 unit properties
  • Townhomes, condos, and subdivisions
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Free Webinar

Build Smart, Rent Strong

Watch our exclusive on demand webinar with John Burns Research and Consulting: Build Smart, Rent Strong: Mastering New Construction Investment Strategies.

If you’re navigating rising rates, shifting capital markets, and changing local dynamics, this webinar is for you.

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Article

Infill Construction Loans vs. Traditional Construction Loans

Infill construction comes with unique challenges. Learn what sets these loans apart and how Kiavi provides the specialized capital you need to build in established neighborhoods.

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Reviews

See why 26,000+ real estate investors trust Kiavi

From first-time builders to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot
"Best customer service in the industry, Their website portal is number 1 and their loan product are even better."
Arnaldo C.
12/17/24 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google

Transform your fix-and-flip real estate investments

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.

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