Fast financing for your next deal in Massachusetts

Getting cash to fund your fix-and-flip project or rental property shouldn’t be hard. Kiavi makes it easy for real estate investors to access fast funding with simple processes and nationwide support from a team that gets it.

Get Pre-qualified Online
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Your MA Advantage

Smarter Financing, Faster Deals

Financing your next project just got easier. With Kiavi, enjoy fast funding, simple processes, and the freedom to choose your attorney.

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Competitive rates

Keep your capital! We offer low rates to MA investors with up to 100%* LTC and 80%* ARV to maximize your returns.

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Fast approvals

Close in as fast as 7 days to move quickly and compete with cash buyers! Plus, an in-house servicing team to move quickly.

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No income docs required

Say goodbye to paperwork and traditional banking hassles! We qualify your property, not your W2.

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Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 7.75%*
interest only
Loans from $100K to $5MM
money
Up to 100% of purchase price
cash
Up to 80% of after-repair value
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12, 18 + 24 month terms w/ interest-only options
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100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
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Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650
New Tool

Get a fast financing estimate

Stop guessing. Kiavi's proven ARV model—trusted by tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Comparable Valuations
Get Estimate
Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 5.75%†
interest only
Up to 80% LTV (loan-to-value)
money
No prepayment penalty after year 3
cash
5/1 + 7/1 ARMs fully amortizing
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30-yearfixed rates
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Interest-only options
interest only
  • Ask About Our Cash-Out Refinance Options
Resources

Financing tailored to every stage of your real estate journey

No matter where you are in your investing journey, you deserve a financing experience that's fast, data-driven and tailored to your goals.

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Reviews

See why 23,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google
"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."
r/realestateinvesting
01/30/24 via Reddit
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot

Transform your fix-and-flip real estate investments

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.

See Your Rate