Fast financing for your next deal in Massachusetts

Whether you're moving fast on a fix-and-flip, purchasing a rental property, or financing new construction in Massachusetts, Kiavi can provide you with the speed and capital to compete with cash buyers. No W2s. No income verification. Just fast, flexible financing built for real estate investors.

Get Pre-qualified Online
Row of brick homes in Massachusetts with trees in the front and green geometric shapes in the background.
Your MA Advantage

The edge you need in a competitive market

Massachusetts real estate moves fast. Inventory is tight, cash buyers are everywhere, and deals don't wait. Kiavi gives you the speed, simplicity, and local know-how to stay ahead.

percent

Competitive rates

Maximize what you put in. Kiavi offers competitive rates for Massachusetts real estate investors with up to 100%* LTC and 80%* ARV.

stopwatch

Fast approvals

Close in as fast as 7 days and compete with the cash buyers in competitive Massachusetts markets. Our in-house servicing team keeps things moving from application to close.

document

No income docs required

Forget the W2s and tax returns. Kiavi qualifies based on the property, not your personal financials. Less paperwork, faster decisions.

Aerial view of Boston's Charles River, buildings, and green parks with boats on the water.
Kiavi-NewHomepageBanners-update_new-real-estate-investors
Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 7.75%*
interest only
Loans from $100K to $5MM
money
Up to 100% of purchase price
cash
Up to 80% of after-repair value
fix-flip
12, 18 + 24 month terms w/ interest-only options
calendar
100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
A two story home in Massachusetts with dark grey shutters and blue skies.
Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650
ARV Calculator

Run the numbers on your next Massachusetts deal

Kiavi's ARV and cash-to-close estimator uses real market data to give you a quick financing estimate. Enter the property address and project scope to get:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Comparable Valuations
Get Estimate
Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 6%†
interest only
Up to 80% LTV (loan-to-value)
money
No prepayment penalty after year 3
cash
5/1 + 7/1 ARMs fully amortizing
fix-flip
30-yearfixed rates
calendar
Interest-only options
interest only
  • Ask About Our Cash-Out Refinance Options
Free Resources

Guides, tools, and strategies for your next deal

Whether you're closing your first deal in Massachusetts or scaling across multiple markets, these resources are built to help you invest smarter.

View More
Rates & Terms

New Construction Loan Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 9.00%†
interest only
Loans from $150K to $10MM
money
Up to 85% of total costs** (purchase price + construction costs)
cash
Up to 70%of ARV (after-repair-value)
fix-flip
12, 18, 24-month termswith 3 or 6 month extension options
calendar
Up to 100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
Reviews

See why Massachusetts real estate investors trust Kiavi

From first-time investors to seasoned developers, Kiavi provides the speed, support, and capital to get deals done across Massachusetts.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google
"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."
r/realestateinvesting
01/30/24 via Reddit
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot

Ready to Fund Your Next Deal in Massachusetts?

From Boston to Worcester and everywhere in between, Kiavi helps real estate investors in Massachusetts unlock access to fast, reliable financing—without the paperwork and delays of traditional lending.

Get Pre-qualified Online