Fast, easy financing for your next deal

Getting cash to fund your fix-and-flip, rental, or construction project shouldn’t be hard. Kiavi makes it easy for real estate investors to access fast funding with simple processes and nationwide support from a team that gets it.

Get Pre-qualified Online
Biggerpockets x Kiavi
Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 6%†
interest only
Up to 80% LTV (loan-to-value)
money
No prepayment penalty after year 3
cash
5/1 + 7/1 ARMs fully amortizing
fix-flip
30-yearfixed rates
calendar
Interest-only options
interest only
  • Ask About Our Cash-Out Refinance Options

Are you a BiggerPockets Pro Perks Member?

Eligible borrowers who are members of BiggerPockets Pro Perks can take advantage of $3,750+ in savings on fix-and-flip and bridge loans with Kiavi. Start your application by clicking the button below.

Activate Your Pro Perk
Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 7.75%*
interest only
Loans from $100K to $5MM
money
Up to 100% of purchase price
cash
Up to 80% of after-repair value
fix-flip
12, 18 + 24 month terms w/ interest-only options
calendar
100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
About Kiavi

Fast, easy funding for real estate investors

Unlock fast, easy, and reliable fix-and-flip and rental financing with quick closings for your buyers to compete with cash offers. Benefit from Kiavi's in-house servicing, no 3rd party appraisals, and online pricing platform for a seamless and efficient experience from beginning to end.

Lightning fast closings

Obtain pre-qualification letters 24/7 through our online portal to compete with cash buyers and secure closings in as few as 7 days.

Dedicated support team

Leverage our team from application to closing, utilizing real-time pricing and deal analysis to make swift decisions.

Forget traditional hassles

Stop chasing W2s, our platform eliminates traditional tasks so your buyers experience speed through the financing process.

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Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650
New Tool

Get a fast financing estimate

Stop guessing. Kiavi's proven ARV model—trusted on tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Comparable Valuations
Get Estimate
Rates & Terms

New Construction Loan Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 9.00%†
interest only
Loans from $150K to $10MM
money
Up to 85% of total costs** (purchase price + construction costs)
cash
Up to 70%of ARV (after-repair-value)
fix-flip
12, 18, 24-month termswith 3 or 6 month extension options
calendar
Up to 100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
Reviews

See why 26,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google
"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."
r/realestateinvesting
01/30/24 via Reddit
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot

Transform your next real estate investment

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.

See Your Rate