Bringing lending for REIs into the digital age

Real estate investors no longer have to settle for manual processes, slow approvals and spotty service when accessing capital.

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High leverage

We offer up to 90% LTC

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Competitive rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options

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Speed and simplicity

Our tech powered platform delivers on the needs of today's REIs

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How today's real estate investors access capital

Traditional lenders rely on human decision-makers and paper-based processes.

At Kiavi, we use technology and data to make our tech-enabled online lending process faster and more accessible.

You can apply and view your quotes instantly online and on your schedule. With just a few clicks, our online loan calculator allows you to make sophisticated adjustments in:

  • Leverage
  • Purchase price
  • Estimated rehab cost 
  • and more!

You are able to track the approval processes right from your online portal. No more waiting and wondering.

Our advanced tech platform removes many traditional barriers, automates time-consuming manual steps, provides quick approvals and true transparency throughout the entire process.

Our customers are able to focus on scaling their portfolios instead of spending hours submitting complex applications, waiting for approvals and babysitting the steps to close.

Take advantage of today's low rates and experience the easier way to access funding on your next project with Kiavi.

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Fix and Flip / Bridge loans

Our short-term financing options for the purchase and rehab of investment properties feature competitive rates with a variety of terms and options.

Fix-and-Flip Rates + Terms
Rates as low as 7.75%*
Loans from $100K to $3MM
Up to 95% of purchase price
Up to 80% of after-repair value
12, 18 + 24 month terms w/ interest-only options
100% of rehab cost
See Your Rate
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Rental Loans

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income. Available for single-family, PUDs, and 2-4 units. 

DSCR Rental Loan Rates + Terms
Rates as low as 6.5%
Up to 80% LTV (loan-to-value)
No prepayment penalty after year 3
5/1 + 7/1 ARMs fully amortizing
30-yearfixed rates
Interest-only options
See Your Rate

Speed to Close. Power to Scale.

Kiavi has originated more than $7.8 billion worth of loans for over 35,000 projects and is trusted by REIs nationwide. We invite you to come see why!

Kiavi gives me the confidence to not only access reliable capital to close more deals, but provides a fast platform and industry support that helps my company scale.
Marcel Bonee
Southern CA based REI