Fix-and-Flip Loans
Short-term financing for your fix-and-flip projects
Kiavi provides fast, reliable fix-and-flip loans for the purchase and rehab of investment properties with high leverage of up to 95% LTC / 80% ARV.
Quick closing
Close in as few as 7 business days to compete with cash buyers
High leverage
No need to drain your own funds. We offer up to 95% LTC / 80% ARV
Competitive rates
Maximize your returns with our competitive fix-and-flip loan rates and terms
Fast funding for real estate investments
Accelerate your fix-and-flip projects with Kiavi's dedicated loans. Tailored for property rehabs, these loans let you harness your capital efficiently, ensuring fast closings to keep pace with the dynamic real estate market. Benefit from Kiavi's in-house servicing and online pricing platform for a seamless and efficient financing experience from beginning to end, specifically designed for your house flips.Loans tailored to house flippers
Kiavi's fix-and-flip loans are versatile, supporting a variety of real estate transactions for non-owner occupied properties such as single-family residences, manufactured homes, 2-4 unit dwellings, condos, and Planned Unit Developments (PUDs):
New purchase
Kiavi provides the funds to purchase and can close in as fast as 7 days, allowing you to compete against cash buyers. Plus, we cover 100% of the rehab costs so you can turn your vision into reality.
Delayed purchase refinance
Using your own cash or home equity to purchase a property, restore your original cash position within 6 months of the property purchase.
Seasoned finance
Owned the investment property 6 months or longer? Our fix-and-flip loans can be a perfect way to provide an extra runway to get you across the finish line.
Simplified financing for your flipping projects
At Kiavi, we streamline the financing process of your fix and flip projects. Our fix-and-flip loans are designed for speed, surpassing traditional banks in getting you to the closing table faster. Say goodbye to tedious paperwork like pay stubs and W-2s—our innovative, tech-driven platform cuts through the clutter, getting you to the closing table faster. Experience the ease of a modern, hassle-free approach to financing your real estate deals with Kiavi.
Kickstart your fix-and-flip loan financing—it’s as easy as 1, 2, 3!
Get pre-qualified online
With just a soft credit pull, we can give you the confidence to make offers on hard-found deals and compete with cash buyers. Plus, when you enter a property’s address into our online calculator, Kiavi's technology platform actively evaluates factors like square footage, location, and more to identify the most favorable pricing available.
Connect with us
When you find your property, let’s review the numbers–leverage our experience and expertise for your project, we’ve seen it all! Our team of financing experts is here to help.
Submit your application
Like what you see? It's GO time. With no application fee or upfront costs, there’s no obligation for you.
Want to learn more on how funding decisions can impact your ROI?
Real estate investors have more options in investment strategies than ever before. Kiavi walks you through the differing factors among these strategies and real-life examples of the impact of funding decisions.
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The more you do, the more you get
Each investor we work with is unique, and no two deals are alike. We’ll work together to support your investment goals. Plus, as your business grows, your rates and benefits will improve as well.
Experienced real estate investors with at least 5 exits in the past 24 months, we will take that into account and customize a plan for your thriving business model with lower closing fees, customized points, and even quicker closings.
From new investors to seasoned professionals, Kiavi is invested in your growth and wants to help you fulfill your dreams of building wealth through real estate.
$18+ billion
of loans funded
71,000+
projects funded
32 states + DC
where we lend