Easy, fast financing for your investment property

Skip waiting on traditional lenders to give you the clear-to-close. Kiavi offers reliable capital, fast financing, and easy online processes to unlock the value of your next investment property.

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Lightening-Fast Closings

Compete with cash buyers with online 24/7 pre-qual letters and closings in as few as 10 days

Confidence in Your Deal

A dedicated team that guides you from application to closing, backed by billions of data points to help you be profitable

Forget Traditional Hassles

Forget W2s and income verifications, our platform eliminates traditional tasks, giving you speed through the process

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Why Hard Money Loans?

When investing in real estate, your success is determined by the ability to access fast, reliable capital from a trusted lending partner. Unlike a hard money lender, traditional lenders offer complicated verification methods and long close times that slow down the process and deal.

More flexible investment loan options unique to their deal
Quick approvals and closes in as fast as 10 days
Online, 24/7 access to a personalized loan dashboard
No application fee, no income, and no employment verification

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$21+ billion

of loans funded

80,000+

projects funded

32 states + DC

where we lend

Fix and flip loans for short-term financing

Do you need to rehab the property? Our short-term financing options for purchasing or financing properties feature competitive rates, flexible terms, and close times in as few as 10 days.

Rates as low as 8.25%^*

Loans from $100K to $3MM

Up to 95% of purchase price

Up to 80% of after-repair value

12, 18 + 24 month terms w/ interest-only options

100% of rehab cost

Get Pre-qualified Today

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Rental loans for long-term financing

For aspiring landlords, Kiavi’s long-term financing for rental properties helps real estate investors reap the benefits of property appreciation and passive rental income.

Rates as low as 6.375%^†

Up to 80% LTV (loan-to-value)

No prepayment penalty after year 3

5/1 + 7/1 ARMs fully amortizing

30-yearfixed rates

Interest-only options

Get Pre-qualified Today

Live Webinar

Getting to Know Kiavi: Successfully Funding a Real Estate Investment

Wednesdays at 1 pm PT / 4 pm ET

When it comes to your next investment property, they need a trusted financing partner to close the deal. Sign up for our next webinar to speak with our experienced team to learn the ins and outs of the lending process and what it’s like to work with Kiavi!

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