Fast, easy financing for investment properties

As one of the largest lenders for real estate investors, Kiavi provides reliable capital without the typical hassles. Take advantage of today's competitive terms, quick-to-close loans, and an easy online platform to fund your next fix-and-flip or rental property.

Get Pre-qualified Online
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Competitive rates

Maximize your returns with robust capital, high leverage, and competitive rates with a variety of loan options

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Online processes

Our platform eliminates manual tasks to help you quickly get approved, track your loan, and speed up the closing process

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Dedicated support

Grow your business with support from our industry-leading team every step of the way from submit to closing

Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 7.75%*
interest only
Loans from $100K to $3MM
money
Up to 95% of purchase price
cash
Up to 80% of after-repair value
fix-flip
12, 18 + 24 month terms w/ interest-only options
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100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification
home with patio at twilight
Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650
New Tool

Get a fast financing estimate

Stop guessing. Kiavi's proven ARV model—trusted by tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:

  • After Repair Value (ARV)
  • Cash to Close
  • Interest Rate
  • Comparable Valuations
Get Estimate
Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

See Your Rate
Rates as low as 6.375%†
interest only
Up to 80% LTV (loan-to-value)
money
No prepayment penalty after year 3
cash
5/1 + 7/1 ARMs fully amortizing
fix-flip
30-yearfixed rates
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Interest-only options
interest only
  • Ask About Our Cash-Out Refinance Options
Reviews

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google
"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."
r/realestateinvesting
01/30/24 via Reddit
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot

Transform your fix-and-flip real estate investments

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.

See Your Rate