Looking for rental property financing?

Whether purchasing a new property, refi rental property you already own, or looking to free up cash in your existing rental portfolio, we have the flexible rental investment loan options to support your goals. It’s easy to apply and then print your own personalized pre-qualification document all online.

See Your Personalized Rate

Low rates & fees

Our capital is backed by institutional securitization - so it’s reliable and competitively priced

Fast & simple process

Forget searching for pay stubs and old W-2s. Our tech platform eliminates these time-consuming, manual tasks

Flexibility & support

With a variety of rental loan options, our dedicated team will help maximize your ROI

Rental property loans

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income. Available for single-family, PUDs, and 2-4 units.

Rates as low as 6.5%^†

Up to 80% LTV (loan-to-value)

No prepayment penalty after year 3

5/1 + 7/1 ARMs fully amortizing

30-yearfixed rates

Interest-only options

Get Pre-qualified Today

Quick & easy hard money rental loans

Today’s hot seller's market requires quick approvals…this is where Kiavi comes in.

Kiavi focuses on the cash flow of the rental property versus your personal income. This is also known as a debt-service coverage ratio (DSCR) loan. This allows us to offer an easy, low documentation process (no tax returns or employment verification) with no cash reserve requirements, making it easier to invest in rental properties.

Take advantage of today's rates and experience easier access to funding on your next rental investment loan.

Get Started Today!

We provide fix and flip / bridge loans too!

Our short-term financing options for the purchase and rehab of investment properties feature competitive rates with a variety of terms and options.

Rates as low as 7.75%^*

Loans from $100K to $3MM

Up to 95% of purchase price

Up to 80% of after-repair value

12, 18 + 24 month terms w/ interest-only options

100% of rehab cost

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$16+ billion

in loans funded—helping thousands of real estate investors achieve success

65,000+

bridge and rental loans originated for our customers across the county

32 states + DC

supported by Kiavi's simpler, more reliable, and faster way to access capital

Kiavi gives me the confidence to not only access reliable capital to close more deals, but provides a fast platform and industry support that helps my company scale.

Marcel Bonee

Southern CA based real estate investor