Fast, easy financing for your next deal

Getting cash to fund your fix-and-flip, rental, or construction project shouldn’t be hard. Kiavi makes it easy for real estate investors to access fast funding with simple processes and nationwide support from a team that gets it.

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Competitive rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options

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Online processes

Our platform eliminates manual tasks to help you quickly get approved, track your loan, and speed up the closing process

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Dedicated support

Grow your business with support from our industry-leading team every step of the way from submit to closing

Rates & Terms

Fix-and-Flip Rates + Terms

Kiavi calculates financing terms based on the property—not just the borrower—so you can move forward with confidence.

Rates as low as 7.75%*
interest only
Loans from $100K to $3MM
money
Up to 95% of purchase price
cash
Up to 80% of after-repair value
fix-flip
12, 18 + 24 month terms w/ interest-only options
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100% of rehab cost
interest only
  • No Application Fee
  • No Appraisal
  • No Income Verification

You’ve found a property on Xome.
Now, let Kiavi help you get financed.

In real estate, timing is everything. Once you’ve found a property on Xome, you’ll need to access quick and reliable capital to close the deal. Kiavi is one of the largest technology-powered lenders for real estate investors and provides flexible bridge and rental loan options. With our data and innovative financing programs, we empower you to make informed decisions, close deals faster, and realize the full potential of your real estate investment strategies.

Rates & Terms

DSCR Rental Loan Rates + Terms

Kiavi calculates financing terms based on the rental property cash flow—not just the borrower—so you can move forward with confidence.

Rates as low as 6.25%
interest only
Up to 80% LTV (loan-to-value)
money
No prepayment penalty after year 3
cash
5/1 + 7/1 ARMs fully amortizing
fix-flip
30-yearfixed rates
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Interest-only options
interest only
  • Ask About Our Cash-Out Refinance Options
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Zōm. Like home if it
started with a Z. 

At Xome®, you can search and buy properties all in one place. And as one of the largest home search engines in the world, that means you can easily find your next investment property and feel confident you're not missing a thing. 

With a simple-to-use online auction platform, we make it easy to find properties and buy them in auction (yep, all on the same site). Add in white-glove customer service that supports you start to finish, and you can feel confident in building your portfolio—whether you’re a seasoned pro or just starting out. At Xome, we’re simplifying real estate (it’s kind of our thing). 

There’s no place like Xome.®

Reviews

See why 17,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"[...] I have worked with a few other bridge loan lenders and none of them can match the customer service or ease of use that Kiavi provides as well as an investor friendly product."
Devin K.
11/23/23 via Google
"Kiavi was quick and easy to work with. I look forward to closing more deals with them soon."
Elyse G.
03/07/24 via Google
"Kiavi made my hard money loan journey surprisingly smooth. Their efficiency and transparency truly set them apart. Highly recommend."
r/realestateinvesting
01/30/24 via Reddit
"Fast and easy process. Everything was done in a timely manner. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
Kaveh N.
03/25/24 via Trustpilot

Transform your real estate investment financing

Unlock flexible financing, a fast online platform and expert support—trusted by thousands of real estate investors nationwide. Kiavi helps you move faster, close smarter and flip with confidence.