Fast and simple financing

Kiavi provides real estate investors the ability to leverage a custom, online technology platform to access financing quickly, efficiently, and reliably.


Competitive rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options


Online processes

Our platform eliminates manual tasks to help you quickly get approved, track your loan, and speed up the closing process


Dedicated support

Grow your business with support from our industry-leading team every step of the way from submit to closing

You’ve found a property on Xome.
Now, let Kiavi help you get financed.

In real estate, timing is everything. Once you’ve found a property on Xome, you’ll need to access quick and reliable capital to close the deal. Kiavi is one of the largest technology-powered lenders for real estate investors and provides flexible bridge and rental loan options. With our data and innovative financing programs, we empower you to make informed decisions, close deals faster, and realize the full potential of your real estate investment strategies.


Fix and Flip / Bridge loans

Our short-term financing options for the purchase and rehab of investment properties feature competitive rates with a variety of terms and options.

Fix-and-Flip Rates + Terms
Rates as low as 9.25%*
Loans from $100K to $3MM
Up to 95% of purchase price
Up to 80% of after-repair value
12, 18 + 24 month terms w/ interest-only options
100% of rehab cost

Rental loans

Our long-term financing for rental properties is designed to help real estate investors reap the benefits of property appreciation and rental income. Available for single-family, PUDs, and 2-4 units. 

DSCR Rental Loan Rates + Terms
Rates as low as 7.125%
Up to 80% LTV (loan-to-value)
No prepayment penalty after year 3
5/1 + 7/1 ARMs fully amortizing
30-yearfixed rates
Interest-only options
Xome_Kiavi_Website image2

Zōm. Like home if it
started with a Z. 

At Xome®, you can search and buy properties all in one place. And as one of the largest home search engines in the world, that means you can easily find your next investment property and feel confident you're not missing a thing. 

With a simple-to-use online auction platform, we make it easy to find properties and buy them in auction (yep, all on the same site). Add in white-glove customer service that supports you start to finish, and you can feel confident in building your portfolio—whether you’re a seasoned pro or just starting out. At Xome, we’re simplifying real estate (it’s kind of our thing). 

There’s no place like Xome.®

Learn more about scaling your real estate investing business

Attend a live Q&A

Learn more about our loan processes and terms with a Kiavi representative

Get smarter about BRRRR

Create passive income without a significant initial outflow of capital

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$18+ billion

of loans funded



projects funded


32 states + DC

where we lend

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