Rental Loans
Low rates and fees
Our capital is backed by institutional securitization — so it’s reliable and available at competitive rates as low as 6.250%.*
Fast and simple process
Forget searching for pay stubs and old W-2s. Our platform eliminates these time-consuming, manual tasks.
Flexibility and support
With a variety of rental loan options, our dedicated team will help maximize your ROI and create a simplified experience.

Flexible loan options
Our flexible long-term rental financing is designed to help investors reap the benefits of both property appreciation and rental income with rental property interest rates as low as 6.250%.*
- 5/1 ARM (fully amortizing)
- 7/1 ARM (fully amortizing)
- 30-Year fixed
- Interest-only options
Refine your long-term investment strategy
Whether you are adding your first rental property or accumulating multiple rentals into a large diversified portfolio, Kiavi can help guide you through which rental lending strategy best fits your needs and help you grow.
Avoid the hassle of hopping from bank to bank with low total exposure limits and large required down payments. With competitive rental property loan rates, as low as 6.250%,* and with up to 80% LTV on our rental loan products, we make it easy to invest in rental properties.

Single-family, PUDs, and 2-4 unit rentals
- Rates as low as 6.250%*
- No hard credit pull
- Individual and entity borrowers eligible
- No prepayment penalty after year 3
- Cash-out up to $500k after 4 months
I have completed many loans with LendingHome (now Kiavi) and nobody comes close to their efficiency, pricing, and customer service. Their portal and consistency make it so easy to submit an application and have confidence in my loan getting closed!
Marcel Bonee
$10.7+ billion
of loans funded
46,000+
projects funded
29 states + DC
where we lend