Solutions for Your Buy-and-Hold Strategy
Buy-and-Hold Strategy: Build Long-Term Wealth
Discover a strategic approach to long-term real estate investment with Kiavi. Our buy-and-hold solutions combine sophisticated technology and flexible financing to support your journey toward sustainable wealth generation. Fine-tune your property's funding for success, or consolidate your holdings effortlessly with Kiavi.
Unlock your buy-and-hold investment potential with innovative financing solutions
Technology-driven insights
Expect more than just financing—expect a partner equipped with quick decision-making and a digital-first approach that delivers transparent, reliable, and timely capital tailored to each unique project.
Customized financing
Kiavi offers a variety of loan options tailored to support your buy-and-hold strategy, ensuring you have the capital you need to grow your investment portfolio at your pace.
Fast and easy process
Navigating rental loans can be a breeze. Kiavi understands the value of your time, offering a fast and easy application process that sidesteps the slow, paper-based systems and subjective decisions you might with traditional lenders.Dedicated support
Our team of seasoned professionals is dedicated to supporting your buy-and-hold strategy through every phase of the investment lifecycle. We’re here with personalized insights and reliable support that align with your vision for scalable, sustainable real estate success.
Unlock sustainable growth
With Kiavi, scale your portfolio responsibly. Our products and services are designed for longevity, helping you maintain a robust real estate investment portfolio that stands the test of time.
Financing that's tailored to your goals:

Single-Asset DSCR Rental
Kiavi's DSCR rental loans are designed to support your buy-and-hold strategy by focusing on the property's income potential rather than personal income or tax documents. This approach simplifies financing, offering competitive rates, a variety of loan options, and higher leverage to help you grow your investment portfolio. By prioritizing rental property cash flow, Kiavi helps you scale your portfolio efficiently, aligning with your passive income strategy and long-term wealth-building goals.

Rental Portfolio
Kiavi's Rental Portfolio Loans are designed to enhance your buy-and-hold strategy by consolidating multiple properties into a single loan. This streamlined approach simplifies management, reduces costs, and offers customized rates based on your portfolio's composition and creditworthiness.By focusing on the income-generating potential of your properties, Kiavi's Rental Portfolio Loans help maximize your rental property cash flow, supporting a robust passive income strategy. This enables you to scale your investments efficiently while maintaining financial stability.
Wow! I am very pleased as to how smoothly this rental loan process went. I really loved having information at my fingertips during the initial phase of researching the best loan for the situation with the loan dashboard.
Jaclyn H. | Kiavi Customer
Google ReviewFlexible term options
We offer a range of term lengths to match your investment timeline, providing the stability you need for long-term planning.
Competitive rates
Benefit from competitive rates that maximize your cash flow and enhance the profitability of your investment.
Strategic refinancing
Unlock equity and reduce expenses with our refinancing options, allowing you to reinvest in your portfolio or improve cash flow.

Streamline your path to growth with tech-driven financing
Kiavi's tech-powered platform leverages over 22 billion data points from more than 85,000 transactions to deliver fast and reliable lending solutions for your rental property investments. With real-time, data-driven decision-making, you can secure investment capital quickly and confidently. Experience a simplified, accelerated, and tailored financing journey designed to meet your unique investment needs with Kiavi.
FAQs
Get answers to your buy-and-hold real estate financing questions and start investing smarter.
Yes, Kiavi offers competitive refinancing options that help investors unlock equity and improve cash flow, vital for expanding or optimizing your rental portfolio.
Kiavi's buy-and-hold financing covers a range of properties, including single-family homes, multi-unit residences, and condos, supporting various investment strategies, including portfolio
A: Kiavi offers streamlined financing options like portfolio loans for portfolios with 5+ properties, making it easier to manage multiple properties under one loan, saving time and resources.
Expand your knowledge
These additional resources give valuable insights and strategies to enhance your rental investments.

Kiavi's rental loan process
This essential resource breaks down Kiavi's rental loan process, making it accessible and understandable for new real estate investors. From application to approval, our guide offers step-by-step insights, ensuring you navigate this crucial aspect of real estate investment with confidence and ease. Don't miss this opportunity to enhance your knowledge and streamline your investment journey.

Your comprehensive guide to DSCR loans
Step up your investment game with our complete guide to DSCR rental property loans. This in-depth resource offers crucial insights into DSCR financing—ideal for both new and experienced investors. Our guide simplifies complex concepts, ensuring you're well-prepared to leverage DSCR rental loans for your projects so you can elevate your understanding and strategy.
Elevate your buy-and-hold real estate investments with Kiavi.
With Kiavi’s technology-led solutions and flexible financing, you’re not just building a portfolio—you’re crafting a legacy. Let’s shape the future of your real estate success together. Ready to embark on a journey of smart, sustainable investment?