NEW DSCR Rental Loans Starting at 6.25%^*. Get Pre-Qualified Now

Kiavi Editorial Team

The Kiavi Editorial Team produces content for real estate investors, developers, and brokers, drawing on input from Kiavi's in-house lending, construction, and compliance specialists, along with insights from Kiavi's AI-powered lending platform. Founded in 2013 as LendingHome, Kiavi, now a Figure company, has funded $38B+ across 135K+ loans, serving 34K+ customers and financing flips, rental properties, and new construction projects across 49 states and Washington, D.C. Kiavi has been recognized as a HousingWire Tech100 Real Estate Honoree for nine consecutive years and as Scotsman Guide's #1 Top Private Lender for two years running. The Kiavi Editorial Team applies this lending experience, along with Kiavi's proprietary data, including its underwriting engine built on 22+ billion data points and insights from the Kiavi Fix-and-Flip Survey, to produce practical, data-informed content.

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Fix and Flip Financing

Best Practices for Managing Fix and Flip Project Costs

Ever wonder what lies beyond the glossy facade of fix-and-flip success stories? Spoiler alert:..

A real estate investor couple assesses a room for renovation, with the man holding a clipboard and pointing upwards towards a corner, while the woman looks on thoughtfully, suggesting a planning phase of a fix and flip project.

Financing

Approaches You Can Take to Improve Your FICO® Score

As you look to build your real estate investment business, a solid FICO® Score is an important..

Lady smiling in front of laptop

Customer Stories DSCR & Rental

Gino Cozza: Pioneering Success with Kiavi's Rental Portfolio Loans

Finding the right strategy and financial tools can be the difference between standing still and..

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Financing DSCR & Rental

The Savvy Real Estate Investor's Guide to Rental Portfolio Loans

When exploring financing options for rental properties, real estate investors often weigh the..

A small white house model beside a black calculator against a seafoam green and white background, symbolizing financial calculations in real estate investments

Tips and How-To's Financing

Tech-Powered Real Estate: The Impacts of Artificial Intelligence

Artificial intelligence (AI) is everywhere you look these days, and it's doing more than just..

Real estate investor analyzing property data on multiple computer screens to optimize investment strategies with AI technology.

5 Pricing Tips for House Flipping Investors

Tons of factors are indeed at play when it comes to successfully renovating and flipping an..

Two focused real estate investors analyzing financial documents and calculating house flipping costs on their laptops

Tips and How-To's Financing

Impact of Interest Rate Changes on Real Estate Investment Strategies

Interest rates play a pivotal role in the ever-evolving real estate investment landscape. They..

Banner for 'Insights' article titled 'Thriving in an Evolving Interest Rate Landscape,' featuring a hand adjusting wooden blocks with percentage symbols and arrows indicating fluctuating interest rates.

Fix and Flip Tips and How-To's DSCR & Rental

Five Tips for Fresh Property Rehabs in 2024

When it comes to property rehab, the old saying "beauty is in the eye of the beholder" holds..

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Tips and How-To's Property Sourcing

Affordability vs. Appreciation: Balancing Real Estate Investment

In 2024, real estate investors are experiencing a classic catch-22, intensified by recent..

A real estate investor hands keys to first-time homebuyers against a modern home interior, illustrating the balance of property rehabilitation and affordability in the 2024 housing market.

Financing DSCR & Rental

Balancing Your Real Estate Investments with Portfolio Loans

Are you juggling multiple loans across your real estate investments? Tired of the intricate web..

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Fix and Flip Tips and How-To's

Navigating the Fix-and-Flip Market in 2024: Strategies for Success

As the curtain rises in 2024, let's talk about what's happening in real estate investment,..

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Financing DSCR & Rental

Structuring Your Rental Portfolio for Future Financing Opportunities

For those of you aiming for long-term wealth, real estate investing offers incredible potential..

The above is provided as a convenience and for informational purposes only; it does not constitute an endorsement or an approval by Kiavi of any of the products, services or opinions of the corporation or organization or individual. The information provided does not, and is not intended to, constitute legal, tax, or investment advice. Kiavi bears no responsibility for the accuracy, legality, or content of any external content sources.

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas.

© 2026 Figure Lending LLC. Figure Lending LLC dba Figure, 5200 77 Center Drive, Suite 400, Charlotte, NC 28217. (888) 819-6388. NMLS ID 1717824. Equal Housing Opportunity. Kiavi Funding LLC NMLS #1125207 is a subsidiary of Figure Technology Solutions, Inc. | AZ Mortgage Banker License 0926504 | CA Finance Lender licensed by CA Department of Financial Protection and Innovation | 575 Market Street | Suite 1600 | San Francisco CA 94105 | Toll Free: 844-415-4663 | kiavi.com. All DSCR and Rental Loans are originated and funded by Figure Lending LLC dba Figure effective 9/1/2026. Bridge loans secured by property located in AZ, ID, NV, OR, and SD are originated and funded by Figure Lending LLC, NMLS ID 1717824. Bridge loans secured by property located in the following jurisdictions are originated and funded by Kiavi Funding, LLC. formerly known as Kiavi Funding, Inc., NMLS ID 1125207: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C. For licensing information go to www.nmlsconsumeraccess.org.