NEW DSCR Rental Loans Starting at 6.25%^*. Get Pre-Qualified Now

Kiavi Editorial Team

The Kiavi Editorial Team produces content for real estate investors, developers, and brokers, drawing on input from Kiavi's in-house lending, construction, and compliance specialists, along with insights from Kiavi's AI-powered lending platform. Founded in 2013 as LendingHome, Kiavi, now a Figure company, has funded $38B+ across 135K+ loans, serving 34K+ customers and financing flips, rental properties, and new construction projects across 49 states and Washington, D.C. Kiavi has been recognized as a HousingWire Tech100 Real Estate Honoree for nine consecutive years and as Scotsman Guide's #1 Top Private Lender for two years running. The Kiavi Editorial Team applies this lending experience, along with Kiavi's proprietary data, including its underwriting engine built on 22+ billion data points and insights from the Kiavi Fix-and-Flip Survey, to produce practical, data-informed content.

Customer Stories Financing

Anam & Aamir Hashambhai: Crafting the American Dream in Real Estate

As Kiavi marks its 10th anniversary, we're not just celebrating our own achievements but the..

Kiavi customers Aamir and Anam Hashambhai

Tips and How-To's Property Sourcing Local Markets

Regional Real Estate: Investing in Secondary and Tertiary Markets

Ever stumbled upon a quaint café in an unexpected place and thought, "How did I not know about..

aerial view of a town in a tertiary real estate market

Financing DSCR & Rental

Your Guide to Understanding BRRRR Method Risks and Rewards

Fix and flip transactions have been a reliable money maker for real estate investors for more..

smiling female real estate investor sitting at a table reviewing paperwork with a calculator

Financing DSCR & Rental

Understanding Real Estate Loan Origination Fees

Doesn’t it feel like every part of your real estate investment comes with a fee? Fees to the..

clos up of real estate investor's hand over a table with paperwork and a calculator

Local Markets

Top Home Design Trends for Colorado Fix-and-Flip Investors

Ready to take the real estate plunge in Colorado? There's more to the Centennial State than just..

frontal view of an investment property in colorado

Financing DSCR & Rental

How to Calculate a Profitable BRRRR Property

The BRRRR method — buy, rehab, rent, refinance, repeat — is an excellent way for real estate..

hands in front of an image of a rehabbed kitchen

Local Markets

Top Home Design Trends for Fix-and-Flip Investors in Washington State

With its sprawling forests, towering mountains, and captivating coastlines, Washington State is a..

street view of a washington state investment property

Local Markets

Top Home Design Trends for Texas Fix and Flip Investors

Texas, with its unique blend of traditional and modern architectural styles, offers an exciting..

street view of a Texas real estate investment property

Financing DSCR & Rental

Know a Real Estate Investor’s Role in Infill Construction Loans

Infill construction allows developers and real estate investors to take advantage of underused..

real estate investor talking to general contractor at an infill construction site

Fix and Flip Financing DSCR & Rental

Are 15-Year or 30-Year Property Loans Better for Real Estate Investors?

Every type of loan has its own set of benefits and disadvantages. For real estate investors,..

a real estate investor couple sitting down to review paperwork together

Financing DSCR & Rental

Why Bridge Loans Are Popular With Rental Property Investors

When your real estate investments focus on rental properties, chances are that bridge loans..

street view of a rental investment property with a

Financing

What are Capital Markets & How Do They Work?

It would be so easy to start your real estate investment journey by finding the right property,..

The above is provided as a convenience and for informational purposes only; it does not constitute an endorsement or an approval by Kiavi of any of the products, services or opinions of the corporation or organization or individual. The information provided does not, and is not intended to, constitute legal, tax, or investment advice. Kiavi bears no responsibility for the accuracy, legality, or content of any external content sources.

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas.

© 2026 Figure Lending LLC. Figure Lending LLC dba Figure, 5200 77 Center Drive, Suite 400, Charlotte, NC 28217. (888) 819-6388. NMLS ID 1717824. Equal Housing Opportunity. Kiavi Funding LLC NMLS #1125207 is a subsidiary of Figure Technology Solutions, Inc. | AZ Mortgage Banker License 0926504 | CA Finance Lender licensed by CA Department of Financial Protection and Innovation | 575 Market Street | Suite 1600 | San Francisco CA 94105 | Toll Free: 844-415-4663 | kiavi.com. All DSCR and Rental Loans are originated and funded by Figure Lending LLC dba Figure effective 9/1/2026. Bridge loans secured by property located in AZ, ID, NV, OR, and SD are originated and funded by Figure Lending LLC, NMLS ID 1717824. Bridge loans secured by property located in the following jurisdictions are originated and funded by Kiavi Funding, LLC. formerly known as Kiavi Funding, Inc., NMLS ID 1125207: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C. For licensing information go to www.nmlsconsumeraccess.org.