NEW DSCR Rental Loans Starting at 6.25%^*. Get Pre-Qualified Now

Kiavi Editorial Team

The Kiavi Editorial Team produces content for real estate investors, developers, and brokers, drawing on input from Kiavi's in-house lending, construction, and compliance specialists, along with insights from Kiavi's AI-powered lending platform. Founded in 2013 as LendingHome, Kiavi, now a Figure company, has funded $38B+ across 135K+ loans, serving 34K+ customers and financing flips, rental properties, and new construction projects across 49 states and Washington, D.C. Kiavi has been recognized as a HousingWire Tech100 Real Estate Honoree for nine consecutive years and as Scotsman Guide's #1 Top Private Lender for two years running. The Kiavi Editorial Team applies this lending experience, along with Kiavi's proprietary data, including its underwriting engine built on 22+ billion data points and insights from the Kiavi Fix-and-Flip Survey, to produce practical, data-informed content.

featured-img

Tips and How-To's Financing

How to Use a Property's Equity to Purchase Another Investment

In many ways, investing in real estate can be high risk, high reward. The high of chasing a new..

featured-img

Financing DSCR & Rental

Using Bridge Financing to Fund Your Next Rental Investment Property

Editor's Note - Updated May 2026: This post has been updated to include a reference to DSCR Loan..

landlord giving keys to a tenant

Financing DSCR & Rental

The Real Estate Investor's Guide to a Cash-Out Refinance on a Rental Loan

When it comes to home equity, 2022 was a very good year for real estate investors across the..

featured-img

Financing

Understanding the Math Behind Pricing a Hard Money Loan

The vast majority of questions we get asked in our space are related to pricing. What is the..

featured-img

Tips and How-To's Financing DSCR & Rental

Quick Guide to Using a Delaware LLC for Real Estate Investment

In real estate investing, lenders often have specific requirements for the structure of the..

smiling man shaking hands next to the the text

Fix and Flip Tips and How-To's

Property Lien Searches and How to Conduct Them

A property lien is a standard part of the real estate business that all real estate investors..

A person explaining paperwork to another person over a desk who is taking notes.

What Is a Seasoned Refinance?

For most people, the idea of seasons as it applies to real estate often means times of year that..

exterior of a rental property with a colorful fall tree in front

Tips and How-To's

Real Estate Investors Move into 2023 with Fresh Momentum

A new year is upon us, and with it comes the opportunity to put 2022 behind us and move into 2023..

featured-img

Tips and How-To's DSCR & Rental

Have You Thought of Mid-Term Rentals? Here's What You Should Know.

With so many different investment strategies, finding the best way to diversify your portfolio is..

modern living room in a mid-term rental property

Fix and Flip Tips and How-To's DSCR & Rental

Keep Your Property Rehabs Fresh with New Looks for a New Year

The start of January is a time for rebirth, the perfect opportunity for "new year, new me." Or,..

featured-img

Five Tips for Choosing a Hard Money Lender

As a real estate investor, your lending partner is among the most important people to establish a..

had holding cash

Fix and Flip Financing

Funding Your Fix and Flip with Hard Money

Editor’s Note - Updated May 4, 2026: This post has been updated to include a reference to Kiavi's..

The above is provided as a convenience and for informational purposes only; it does not constitute an endorsement or an approval by Kiavi of any of the products, services or opinions of the corporation or organization or individual. The information provided does not, and is not intended to, constitute legal, tax, or investment advice. Kiavi bears no responsibility for the accuracy, legality, or content of any external content sources.

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas.

© 2026 Figure Lending LLC. Figure Lending LLC dba Figure, 5200 77 Center Drive, Suite 400, Charlotte, NC 28217. (888) 819-6388. NMLS ID 1717824. Equal Housing Opportunity. Kiavi Funding LLC NMLS #1125207 is a subsidiary of Figure Technology Solutions, Inc. | AZ Mortgage Banker License 0926504 | CA Finance Lender licensed by CA Department of Financial Protection and Innovation | 575 Market Street | Suite 1600 | San Francisco CA 94105 | Toll Free: 844-415-4663 | kiavi.com. All DSCR and Rental Loans are originated and funded by Figure Lending LLC dba Figure effective 9/1/2026. Bridge loans secured by property located in AZ, ID, NV, OR, and SD are originated and funded by Figure Lending LLC, NMLS ID 1717824. Bridge loans secured by property located in the following jurisdictions are originated and funded by Kiavi Funding, LLC. formerly known as Kiavi Funding, Inc., NMLS ID 1125207: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, ND, NH, NJ, NM, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WA, WI, WV, and WY as well as Washington D.C. For licensing information go to www.nmlsconsumeraccess.org.